Only about 1 percent of underwater homeowners will qualify for the FHFA's Principal Reduction Modification Program. But at least one servicer is determined to find those borrowers.

Several bills aimed at rolling back Dodd-Frank or changing the CFPB have been gaining traction as of late. How does the latest proposal, H.R. 5211, aim to amend the mission of the Bureau?

The composite consumer credit default rate fell to a new post-recession low in April. How are consumers' attitudes changing toward their debt, particularly long-term debt such as mortgages?

HUD Secretary Julián Castro is expected to soon unveil changes to HUD's Distressed Asset Stabilization Program, which has drawn criticism over the last year for its sales of deeply delinquent mortgage loans to Wall Street investors and private firms.

The perception among Republicans is that the financial industry, and the country in general, have been overregulated under President Obama. But the president's political party might not be as much of a factor as some think.

The U.S. Supreme Court's ruling in the case of Spokeo Inc. v. Robins should be helpful to mortgage servicers. But at the same time, the ruling leaves many questions unanswered.

A survey identified five major differences between millennial homeowners and older generations that may have major implications for the future of housing.

Stress tests have come under some scrutiny lately as to whether or not they are providing any new, relevant information seven years after the Federal Reserve disclosed the results of the first stress tests. To the OCC, however, stress tests are still relevant.

The CFPB's controversial rule proposal to ban arbitration clauses in business contracts has generated quite a buzz. This week, a House subcommittee will hold a hearing on whether the proposed rule is in the public interest and whether it will really protect consumers.

Morgan L. Weinstein of Van Ness Law Firm, PLC recently had an article published in the University of New Hampshire Law Review titled The Non-Uniform Commercial Code: The Creeping, Problematic Application of Article 9 to Determine Outcomes in Foreclosure Cases. ...